Privacy Policy

Kyle Kirschbaum, Sole Proprietor, doing business as Integra Life Group (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit integralifegroup.com, submit a form, request insurance information, call or text us, or interact with our services.

By using our website or providing your information, you agree to the practices described in this Policy.

1. Information We Collect

We may collect the following types of information:

A. Information You Provide Directly

Name

Email address

Phone number

Mailing address

Insurance-related details

Health or financial information voluntarily provided for insurance inquiries

Any information provided during calls, texts, emails, or consultation requests

B. Automatically Collected Information

When you visit our website, we may automatically collect:

IP address

Device and browser information

Pages visited

Time spent on pages

Referring website

We use cookies and similar technologies for analytics and site functionality.

2. How We Use Your Information

We use your information to:

Respond to inquiries and provide insurance information

Schedule consultations

Communicate about insurance options or policy updates

Send appointment reminders and service-related messages

Send marketing or promotional messages (if you have opted in)

Improve our website and customer experience

Comply with legal and regulatory obligations

We do not sell or rent your personal information.

3. SMS/Text Message Policy (A2P Compliance)

By providing your phone number and selecting the consent checkbox on our website, you expressly consent to receive SMS messages, phone calls, and prerecorded or automated communications from Kyle Kirschbaum (doing business as Integra Life Group).

Messages may include:

-Consultation scheduling

-Appointment reminders

-Insurance information

-Policy updates

-Customer support communications

-Marketing or promotional messages (if separately opted in)

Message Frequency

Message frequency varies based on your interactions with us, up to 4 messages per month.

Opt-Out

You may opt out at any time by replying:

STOP – to stop receiving text messages
HELP – for assistance

Message and data rates may apply.
Carriers are not liable for delayed or undelivered messages.
Consent is not a condition of purchase.

Mobile Information Sharing Statement

Kyle Kirschbaum does not share, sell, rent, or transfer mobile phone numbers or SMS consent data to third parties for their own marketing or promotional purposes. Mobile numbers may only be shared with trusted service providers who assist with message delivery, CRM systems, or compliance requirements.

These providers are strictly prohibited from using your information for any purpose other than delivering our communications.We do not sell, rent, or transfer mobile numbers for unrelated marketing purposes.

Your SMS consent applies only to Kyle Kirschbaum (doing business as Integra Life Group). and may be revoked at any time by replying STOP to any message.

4. Sharing of Information

We may share your information only with:

Licensed insurance carriers for underwriting and eligibility purposes

Service providers assisting with scheduling, messaging, analytics, or customer management

Government agencies when required by law

We do not share your personal information for unrelated marketing purposes.

5. Data Security

We take reasonable technical and organizational measures to safeguard your information, including:

Secure data storage

Access controls

Encrypted communications where applicable

However, no method of transmission over the Internet can be guaranteed 100% secure.

6. Your Rights

You may:

-Request access to the personal data we hold

-Request updates or corrections

-Request deletion of your personal data (unless required for legal or regulatory obligations)

To submit a request, contact us at [email protected]

7. Children’s Privacy

Our website and services are not intended for individuals under the age of 18.

We do not knowingly collect personal information from children. If we learn that information has been submitted by someone under 18, we will delete it promptly.

8. Links to Other Websites

Our website may include links to external sites.
We are not responsible for the privacy practices or content of those websites.

9. Updates to This Policy

We may update this Privacy Policy from time to time.
Changes will be posted on this page with an updated revision date.

Continued use of our website after updates constitutes acceptance of the revised Policy.

10. Contact Us

For questions about this Privacy Policy or your personal information, contact us:

Kyle Kirschbaum
Sole Proprietor
54-327 Kamehameha Highway
Hauula, Hawaii 96717
Phone: +1 775-320-6604
Email: [email protected]
Website: integralifegroup.com